High technologies in the field of banking and financial products and services.

The Fintech track will combine projects in the area of financial technologies, services and e-commerce.

Fintech is a rapidly growing industry of IT solutions that improve the efficiency of financial and banking services. Today there are more than 7 thousand active Fintech start-ups in the world, although in the modern form the direction appeared quite recently — approximately in 2008. The first steps were made back in 1950: then a non-cash payment system was created, which replaced check books. Initially, the card was just a piece of cardboard, eventually it was applied to the number and name of the owner, then added magnetic strips and chips. In the 2000s, mobile wallets and payment applications appeared.

The FinTech GenerationS-2017 track combines projects in the area of financial technologies, services and e-commerce. For the first time ever, the Fintech direction was launched in the accelerator in 2016.

The main stages of the track
Directions for the selection of projects:
Solutions and technologies in the field of authentication
Mobile (MPOS) acquiring and e-commerce (online acquiring)
Solutions for application programming for the interfaces (APIs) of banks
Virtual banking (online banking and mobile applications)
Big data and online scoring
Platforms of p2p-crediting / electronic wallets
Non-contact technologies for electronic wallets
Blockchain Technologies
Internet of things (IoT) and offline-to-online (о2о)
Bank chat-bots and robo-advising
Other services and products that are applicable in the financial sphere
Distributed registry and automated (“smart”) contracts*
New technologies in traditional finance*
(New technologies in traditional finance include such important initiatives as unified banking identification, increase in access to bank financing for SMEs due to increased transparency of government data on SMEs' activities and, accordingly, simplifying credit scoring for small companies)
RegTech. Technologies in the field of risk management, payment control and interaction with the regulator

*as part of the FinNet NTI Road Map


Robin, voice biometric identification

Mandarinbank, a payment service designed to purchase services using online instalment plan

Score value analysis (SVA), an automated service that helps estimate the market value of the goods, services and transactions using machine learning and neuronets

Data Fabric, corporate contractor verification systems based on specific requirements

7 seconds, a service that ensures instant loans and instalment plans in online and off-line shops

Acceptance of applications completed